Tag: Assets Under Management
The Secrets of Life Expectancy Underwriting for Life Settlements with Vincent Granieri (Ep. 8)

The Secrets of Life Expectancy Underwriting for Life Settlements with Vincent Granieri (Ep. 8)

By |

Life expectancy is a crucial factor in many aspects of life, such as retirement planning, life insurance, and health care.

But it is also a huge component when selling your life insurance policy!

However, estimating how long someone will live is not an easy task, as it depends on various factors, such as medical history, lifestyle, genetics, and environmental conditions.

In this episode, Mark Mrky and Rob Haynie chat with Vincent Granieri, CEO and Managing Member at Predictive Resources, LLC, to explore the potential of life settlements and how estimating your life expectancy plays an important role in the process.

Vince shares the variability in life expectancy predictions among companies and the blend of data-driven and subjective methods used. Additionally, he also explains the concept of a mortality curve and its role in financial planning for retirees.

Vince discusses: 

  • His background in actuarial science and experience in the life insurance industry
  • The different perspectives and approaches to life expectancy underwriting
  • The concept of the mortality curve and its significance in life expectancy underwriting
  • The evolution of underwriting methods
  • The impact of familial DNA and genetic diseases 
  • How medical advancements have impacted life expectancies
  • The importance of comprehensive medical records in accurately assessing life expectancies and the ideal set of records required
  • And more!

Connect with Mark Mrky: 

Connect with Rob Haynie:

Connect with Vince Granieri:

About our Guest: 

Vincent Granieri founded Predictive Resources in 2013 to ensure that the life expectancy provider space remained driven by sound analytics of relevant data. A fully credentialed actuary and Harvard MBA, Vince has over 40 years of experience in life and health insurance, pensions, and related fields, including over 30 years as a C-level executive and 15 years in life settlements. His research on senior mortality has been published and peer-reviewed. He is responsible for scores of innovative improvements to forecasting life expectancy. He is known as a thought leader in life settlements, a pioneer in the application of predictive analytics to actuarial issues, and a direct and candid leader.

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More
A Journey Through Life Settlements – Part 1 with Alan H. Buerger (Ep. 6)

A Journey Through Life Settlements – Part 1 with Alan H. Buerger (Ep. 6)

By |

Life insurance is a valuable asset that can provide financial security for your loved ones. 

But what if you no longer need or want your policy?

Have you heard of life settlements? Wondering how it can help you free up money for your retirement, health care, or other needs?

In this episode, Mark Mrky and Rob Haynie chat with Alan H. Buerger, Co-Founder and Chairman at Coventry. They explore the benefits of life settlements and how it can help individuals maximize the value of their life insurance policies. 

Alan also shares stories that highlight the real-life impact of these financial decisions while analyzing the latest innovations in the life settlements market.

Together, they discuss: 

  • Alan’s background as a life insurance agent and how he got involved in the life settlement business
  • The concept of the secondary market for life insurance
  • The significant financial value provided by life settlements to individuals
  • The evolution of life settlements, including the introduction of the SWAP program and the current trend of combining life settlements with annuities
  • And more!

Connect with Mark Mrky: 

Connect with Rob Haynie:

Connect with Alan Buerger:

About our Guest: 

Alan H. Buerger is the chairman and co-founder of Coventry. Recognized as a visionary and one of the most influential people in the life settlement industry, he has been one of its chief innovators. He is an expert on the convergence of life insurance and capital markets and is known as the voice of the life settlement industry. 

Under Alan’s leadership, Coventry has created a secondary market for life insurance and transformed the life insurance industry by allowing consumers to sell their insurance policies in a free market environment. He has worked continuously to expand the power, value, and flexibility of life insurance. Coventry’s efforts have enabled policy owners to receive more than $4.5 billion for their unwanted policies. 

Alan is the former chairman and a former board member of the Life Insurance Settlement Association (LISA), which is the life settlement industry’s self-governing body. He is a frequent keynote speaker on a range of subjects, including emerging trends in life insurance, longevity-linked assets, and balancing regulation and opportunity in growing industries.

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More