Long-Term Care Funding with Chris Orestis: The Overlooked Power of Life Settlements (Ep. 12)
What if the life insurance policy your client no longer wants could become the key to paying for long-term care?
In this powerful episode, hosts Mark Mrky and Rob Haynie welcome Retirement Genius Chris Orestis, CSA, Founder and President of Retirement Genius, to unpack the often-overlooked strategy of life settlements—transforming underused life insurance policies into funding solutions for healthcare, annuities, and retirement expenses.
Chris shares how his journey from Capitol Hill to long-term care innovation led him to champion life settlements as a tool of financial dignity. From regulations to misconceptions, he explains why advisors must rethink what’s possible with aging clients’ policies.
What to expect:
- How life settlements help fund care while preserving Medicaid eligibility
- Why UL policies are underperforming and how to address them
- Annuities with LTC riders as viable reinvestment options
- The advisor’s fiduciary duty to present this option
- And more!
Connect with Mark Mrky:
- By phone: 954-326-9378 or 866-326-5433 Ext. 1017
- LinkedIn: Mark Mrky
- Life Insurance Settlements, Inc
- By email: markm@lisettlements.com
Connect with Rob Haynie:
- By Phone: 954-599-4433
- By Email: rob@lisettlements.com
- LinkedIn: Rob Haynie
- Life Insurance Settlements, Inc
Connect with Chris Orestis:
About our Guest:
Chris Orestis, CSA, is President of Retirement Genius and is a nationally recognized financial, health, long-term care (LTC), and retirement issues expert. He has over 25 years’ experience in the insurance and long-term care industries and is credited with pioneering the Life Settlement Annuity and Long-Term Care Life Settlement over a decade ago. Known as a political insider and senior issues advocate, Orestis is a former Washington, D.C. lobbyist who has worked in both the White House and for the Senate Majority Leader on Capitol Hill. In 2007, he founded Life Care Funding, in 2017, he founded the LifeCare Xchange, and in 2020, he founded Retirement Genius. Chris Orestis is the author of the books Help on the Way and A Survival Guide to Aging. In 2019, Chris was named one of the twenty most innovative people in the insurance industry by the National Association of Independent Brokerage Agencies (NAILBA). Chris is on the Board of Directors for the NAILBA Charitable Foundation, where he founded the Industry Foundation Partnership initiative, a founder and member of the Board of Directors for Insurance Marketing Coalition, and is a member of the Editorial Board for the CSA Magazine. He has been speaking for two decades across the country about senior finance and the secrets to aging with financial and physical health and dignity. In 2019, Chris was named one of the twenty most innovative people in the life insurance industry by the National Association of Independent Life Brokerage Agencies (NAILBA). He has appeared in The New York Times, The Wall Street Journal, CNBC, NBC News, Fox News, USA Today, Kiplinger’s, Investor’s Business Daily, AARP Magazine, PBS, and numerous other media outlets, is a frequent columnist for NewsMax Finance, Broker World, ThinkAdvisor, IRIS, and has been a guest expert on over 100 radio programs and TV appearances.
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